Mar 23, 2013

Positive Thinking VS Power Thinking


Challenges and struggles are constant. Let's face it. And every time we got into a hot plate, we need to act accordingly and decide on the best course of action. Dilemma? Oh yes, it's between the devil and the deep blue sea.

A situation where the options are all worse. It's not really considered options! It makes us think, "Is there a better option?"

Mar 19, 2013

Top 3 Reasons to Live Every Day


Sad. Depressed. Frustrated. Humans as we are, our emotions are in a roller coaster. Sometimes we are felicitated about a situation or sad about a thing that happened. But we can avoid the loneliness trap. Here are the top 3 reasons why we should live each day.

Mar 17, 2013

Top 3 Reasons to Invest in Oil


There are several companies to choose in stock investing – from banks to consumer goods, conglomerates, financials, mining, etc. So this leaves you puzzled where to put your money in a vehicle that is “safe” and promising.

Personal observation. Oil is a vital mover in the global economy. Everyone needs oil. We need oil in our households (LPG tanks), cars, industries (generators, compressors) and logistics (airplanes, ships). Without oil the world economy will stop! Agree?

Oil directly affects everyone. Did you notice that a slight change of oil affects the prices of primary commodities like rice, corn, sugar, crops, etc? This is because of logistics. The higher is the oil’s price, the more expensive it is to transport and distribute to consumers!

Not only that. Here are top 3 reasons to invest in oil:

1. Easy to understand. Understanding oil is easier than any other stock options. The Law of supply and demand suffices – the greater the supply, the lesser the demand. Question is, will the demand decreases considering the growing economy?

2. Substantial returns. A change of the price of oil affects everything. Yes, everything! Ever wonder why there’s always inflation? Hence, investing in oil is likely to be a safe haven considering the price hike from time to time.

3. Ultimate Influencer. Oil is the price dictator. Once it rises, all the other sectors will follow. And with the increasing demand of oil all over the world, what would be the effect? And not only that, only few countries are exporting oil!

Middle East countries are the biggest oil suppliers. The rest of the countries are just relying on these suppliers for consumption. Now, does this sound convincing to you?

Though oil companies are my first priority in stock investing, I am not placing all my eggs on this. Yes, the rewards are big when you invest in oil. But this is not an exception to the rule of Risk and Reward – the more rewards you receive, the riskier it is. So the question is, is it worth the risk?

Delayed Gratification VS Instant Gratification


Lately I went to a telecom company in a mall and bought a post-paid plan. A lot of people were there falling in line, waiting their number to be called and with faces excited to own smartphones and gadgets.

I was planning to buy Smart’s Pocket Wi-Fi through Plan 599. Yes, a Wi-Fi gadget. Not a smartphone. And I still have my old Nokia phone with me while others have their latest gadgets.

You Don’t Need to be Warren Buffett to Invest in Stock Market


Not long ago when I opened my online trading account, my officemate cringed at me saying, “What? You have a trading account? Are you an expert on that?” I didn’t answer to end the conversation.

You know, the more you talk, the worse it gets. The thing is, skeptics and hypocrites are the ones who always comment on everything.

Mar 12, 2013

How To Open An Account with COLFinancial


So you’ve made up your mind already? Ready to get started? Else, check out my post on Top 3 Things to Consider When Investingin the Stock Market or the Stock Market Introduction before you proceed. You must have the conviction and be committed before doing this. I warn you. You might regret if you dive directly without testing the waters.

Mar 10, 2013

Philippine Passport Now Getting Easy!


Acquiring a Philippine passport is one of your investments when you consider going abroad to look for a better career. Although it may also be of necessity when you want to go on vacations outside the country.

Traveling is part of our lives and we should never deprive ourselves for it is the greatest gift God has endowed us. To explore is to be open to possibilities. To be imaginative.

Mar 8, 2013

Offline or Online Stock Market Trading?


Several folks have been asking the same question: Which is better, offline or online trading? The answer lies upon the trader itself. Since we have different opinions, it is better to assess ourselves to have a custom tailored-fit service.

Generally, stock market brokers usually offer both online and offline. While banks on the other hand mostly are offline trading. However, here’s a snapshot of comparisons that might be useful in the decision process.

Offline Trading
Online Trading
Personalized service. There is a dedicated broker for every investor.
No dedicated broker. You act based on investment guides sent by broker.

Flexibility/Ease of use
Strenuous. You need to contact your broker for every transaction you desire to make.
Easy and convenient. You can execute your trade immediately as you wish. No intervention of broker.

No platform for “real time” stock prices updates.

Real time updates available.
Start-up Investment
Offline trading usually suggests higher equities or start-up investment. It costs around P25,000 on average.
Lesser investment cost. COLFinancial has their Easy Investment Program. You can open an account for as low as P5,000.

Maintenance Cost
Higher. Broker’s fees and communication fees.
Lower. Provided you have a computer with internet connection.

In terms of convenience and investment capital, online trading is more favorable. You can access your account anytime and anywhere. You can even trade (buy or sell) anytime you want for as long as the market is active. This is what I like with online trading.

But if you want to have a broker going hand-in-hand with you, guiding you along the way, offline trading is perfect for you.

Your dedicated brokers may call you to give you some alerts about the recent updates in the stock market. They will even signal you when is the best time to long or to short. This is typical for investors who are busy enough that can't monitor their investments regularly.

Personally, I strongly recommend COLFinancial. Here's how to open a COLFinancial account. I would like to reiterate that I am not an associate or affiliate of this company.

I just strongly believe in their system and I never experienced any logs and site errors. What's better is, anyone can apply for an account. Yes, even foreigners can apply with or without any Philippine consanguinity. I've been using their platform for 8 months now and the experience so far, is positive. 

There are many offline and online stock market brokers in the country today. You may choose them according to the criteria given above.

But most of all, first and foremost, MAKE SURE it’s a legitimate one. It’s hard to invest your hard-earned money in a vehicle you don’t even know and trust. So make sure they are recognized and listed in government institutions.

Keep yourself updated on this blog for I will post legitimate stockbrokers which you can choose from. Thanks for reading my blog!

P.S. Did you like my post? Subscribe to JuanInvestor to get the latest updates.

Mar 5, 2013

Wealth Summit 2013 Review (2nd Day – Mar 02, 2013)


While Wealth Summit 2013 Day 1 was fully-packed with superb speakers across all sorts of businesses, Day 2 was even better! When I received the summit bag on Day 1, I dug off the contents and came over to each material.

Mar 3, 2013

Wealth Summit 2013 Review (1st Day – Mar 01, 2013)


Treading heavily, I arrived 30 minutes past 8 in the morning at PICC for me to have good seats (for me and my office mate) in Wealth Summit 2013. The event was scheduled to start at 9 AM and I was there catching my breath when suddenly Captain America, Superman and Superwoman stood there at the entrance smiling and said, “Good morning, Sir!” (Read also my Wealth Summit Day 2 Review)


JuanInvestor shares my tough journey to financial independence. My curiosity on wealth led me to books and actual practice. Here I share my experiences for you to learn and not to repeat the same mistakes. When I don't write, I like traveling to places I've never been. More about JuanInvestor.
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