Nov 28, 2013

4 Reasons Why I don't like Budgeting


I have written several posts in this blog but never did I write a single article about budgeting. It seems like counter-intuitive since this is meant to be a personal finance blog - budgeting, investments, savings articles, should be the topic.

Budgeting is closely synonymous to Saving. It is the process of proper allocation of resources to ensure each liability, expense or savings will be satisfied according to plan.

Although savings is just an aspect of budgeting, it is still the same. To budget is like saving the money for proper allocation - no unplanned spending or excess outlay for expenses.

Here are the four (4) reasons why I don't like Budgeting

1. It limits your creativity

To spend lesser than what you earn closes one's mind to look for a better way of earning more to obtain one's goals and dreams in life. Budgeting constricts the elasticity of our mind to seek for a definitive solution.

What about saving money for capital of future business? Still invalid. Capital is not a problem these days but creativity. There are a lot of ways to raise money: angel investors, venture capitalists, relatives, friends, Kickstarter, IndieGoGo, Quirky, cooperatives or even banks. Note that banks is the last priority of obtaining a capital. It has the highest interest rate of loans!

2. It kills your desire

You will be satisfied with the status quo. If you budget, chances are you will get used with what you practice and no longer aim for other things. If you can survive with what you are currently earning, why struggle to earn more?

This could be the worst justification of all if you keep on budgeting. If your original plan is to become a business magnate, odds are greater that you will just be contented of being a production worker all your life when you are already satisfied with your current job, earnings and properties.

3. Inhibits you to enjoy life

Budgeting is the best test of discipline. You know how hard it is to budget. For me it's a pain in the ass. Instead of spending what you earn for what you want, you tend to set aside some portion of your money for saving, for slow investments.

4. It evokes self-pity

To limit one's spending will likely trigger self-pity. Instead of having things that can make you happy, why limit yourself to something that doesn't give value to you at all? While others are happy, you are self-castigating to the point of being discouraged in the long haul.


Budgeting is NOT really bad at all granting all of these conditions are present:
  1. It is not a limiting factor to obtain what you need and what you want to have/do;
  2. A part of your earnings is spent on fast investments to gain a significant interest and keep up with inflation;
  3. There is a continual improvement of one's income.


Rather than budget or limit your spending, why not increase your income?

Nov 23, 2013

How to Generate Unlimited, Targeted Traffic to Your Website in The Next 15 Minutes

If you have a website, and you have a great product to sell, your main concern is to get your website to the point where you make money from it on complete auto-pilot... But how can you make money if your site isn't getting any traffic?

It used to be hard to get traffic to your site. You had to spend a ton of money to get your website set up to take the orders, and then another bunch of money to get traffic to your website.

You don’t have to do that anymore. Why not? I have a powerful, effective technique that if followed will guarantee your hit counter will exploded.

I've created a system that will catapult your hit counter. It will be like looking at your electric meter when you run the air conditioner. The only difference, the counter that is turning is your hit counter.

And this means a heavy amount of traffic to your site. And do you know what happens when you get a heavy amount of traffic to your site?

If your sales copy is written properly, you will gain a ton of sales which is exactly what you want right..? Isn’t that why you built your website for in the first place? 


Why have a non-productive website when it can be making untold amounts of money for you... All you need to do is get traffic to your site. And I solved that problem for you as well. Take a look at my easy-to-follow system and you will find your traffic skyrocket in no time. 

I know it works because I have a friend who owns three websites. He wasn't getting much traffic at all to any of them. As such, he wasn't making any money.

When he tried my super powerful program, not only did his traffic increase to all his websites, but he also started generating sales from his offers. If he can do this, so can you. 

Don’t waste another day watching your hit counter slowly increase when you can watch your hit counter turn at the speed of light. 


How to Get Unlimited, Targeted Traffic in The Next 15 Minutes


Sounds like a wild idea, right? Can you really get unlimited targeted traffic in 15 minutes? Not only can you do so, but I am going to tell you how. If you like to get unlimited, targeted traffic in any niche to your website listen up, for I am about to tell you the way to do it.

Nov 17, 2013

Yolanda (Haiyan) victims need no whistle-blower


I really like Wrigley's tagline - "In times like these, you need a juicy". This simply reminds us to be cool and calm in adversities than being stupid enough to be prejudicial and skeptical. Being cool and calm is not being passive and lazy but being strategic and action-oriented. It's the message of this post.


JuanInvestor shares my tough journey to financial independence. My curiosity on wealth led me to books and actual practice. Here I share my experiences for you to learn and not to repeat the same mistakes. When I don't write, I like traveling to places I've never been. More about JuanInvestor.
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